Senior Management
The senior management team is responsible for the management and execution of the bank's activities, as per policies approved by the board of directors.
Leadership
Meet our Senior Management
The Senior Management comprises of the of heads of departments and they hold monthly executive meetings to review the perfomance and activities of the bank.
Ahmed Sheikh Takoy
Chief Executive Officer
Ahmed Sheikh Takoy is a seasoned executive with over two decades of leadership experience in corporate governance, financial management, and institutional development. As the Chief Executive Officer of Kush Bank, he is dedicated to driving innovation, efficiency, and customer-centric financial solutions across South Sudan through both digital and branch-based channels.
With a strong background in governance and strategic management, Mr. Takoy has played a pivotal role in establishing and managing financial institutions in emerging markets. Prior to leading Kush Bank, he served as the Deputy Chairman of the South Sudan Bankers Association and held governance roles in institutions such as the Kenya Agricultural Research Institute (KARI). His expertise extends beyond banking, with consultancy assignments for key government institutions, including the Ministry of Water and Irrigation in South Sudan and the Central Bank of Somalia.
Mr. Takoy holds a Master of Business Administration (MBA) from the University of Nairobi and a Bachelor of Science in International Business Administration from the United States International University (USIU). He is currently pursuing a PhD in Organizational Development at the Swiss International School of Business and Management.
His leadership philosophy is rooted in institutional transformation, stakeholder engagement, and proactive management, ensuring sustainable growth and resilience in dynamic financial environments.
Ahmed S. Takoy
Chief Executive Officer
Emmanuel Malish Aggrey
Head of Operations
Emmanuel Malish is an experienced banker for over a decade with strong analytical skills, financial reporting, and decision-making. He is responsible for the daily operations that constitute the banking services that customers across the country have access to at Kush bank and works with professionalism and prowess in accounting, human resources, and management of bank operations.
Malish holds a bachelor's degree (accounting) from Nkumba University, Entebbe-Uganda, and a diploma in Banking and Finance from Nile Institute of Management Studies in Arua-Uganda.
Having worked in two other major banks in South Sudan, Malish’s great knowledge of the country’s banking sector especially in the planning of business expansion makes his role in leading the operations of the bank very pivotal.
While remaining focused on ensuring that Kush Bank is minimized from risk exposure and meets all regulatory compliance requirements, Malish in his spare time enjoys reading books and spending time with his family.
Emmanuel M. Aggrey
Head of Operations
Zaitun Rogota Mustafa
Head of People & Culture
Zaitun Rogota is the Head of Administration at Kush Bank PLC where she is responsible for Administrative Management, Stakeholder Engagement, Human Resources, and Fleet Management. She holds a Bachelor’s degree (Honors) in Education from Kyambogo University in Uganda and is currently pursuing a Master's in Public Administration.
She comes to Kush Bank with an extensive management experience of over 15 years from International Aid Services, Government, and other humanitarian institutions where she served in different capacities. She is an enthusiastic, self-motivated, reliable, responsible, and hardworking person. A mature team worker and adaptable to all challenging situations.
Zaitun is also adept in creating synergy, building relationships, and maintaining them, as well as networking. Zaitun is an objective line manager who recognizes diversity and is committed to contributing immensely to the achievement of Kush Bank’s set goals and targets while focusing on her own personal growth.
Zaitun enjoys making friends and meeting new people around the globe and is passionate about helping people in need. In her free time, she listens to soft gospel music and likes cooking while at home!
Zaitun R. Mustafa
Head of People & Culture
Rachel Shivachi
Ag. Head of Sales & Marketing
Rachel Shivachi is the Ag. Head of Sales Marketing at Kush Bank where she oversees the Sales team, and channel marketing activities.
Rachel has more than 15 years in Sales and Distribution. Before joining Kush Bank, she worked in various sections of two major telecommunication companies in Kenya in different capacities. This included Sales Operations, Trade marketing, and Partner & Channel management.
Rachel enables Kush Bank to widen financial inclusivity across South Sudan by growing the brand and offering easily accessible innovative products and services that meet the customer’s needs while creating value for the communities where the bank operates.
With an extensive pursuit of academic qualifications, Rachel is a certified Lean Six Sigma Greenbelt and also records certification in Finance for Non-Finance Managers, and Business Management, among others.
In keeping with her passions and immense abilities and creativity, Rachel enjoys traversing different countries and has a biased response to good music.
Rachel Shivachi
Head of Marketing, Sales and Communication
Humphray Owino Odongo
Internal Auditor
Humphray is a seasoned Audit, Financial & Tax professional with 10 years of experience in Private and NGO sector organisations.
With his vast experience in the audit field, Humphray brings wealth of experience to Kush Bank to enable the bank develop and institute stringent internal controls framework and processes.
Prior to joining Kush Bank in 2025, Humphray served in various capacities overseeing the business development, audit planning & execution, financial administration, risk and compliance and managing a portfolio of clients at Orwa & Company Associates in his 10-year tenure at the firm, and is the immediate former Audit manager & Financial Administrator.
Humphray is a currently pursuing his MBA in Strategic management from JKUAT. A holder of Bachelor of Commerce (Accounting) degree from the University of Nairobi. He is a Certified Public Accountant of Kenya (CPA-K) holder and an active member of the institute of Certified public accountants of Kenya.
Humphray is an accredited Anti Money Laundering (AML) professional.
Humphray O. Odongo
Acting Chief Finance Officer
Allan Akombo
Outreach Payment Services Manager
Allan Akombo is an energetic, detail-oriented, and hard-working professional who oversees Kush Bank's Outreach Payment Services unit as he possesses broad experience in various fields, particularly working in difficult and hard-to-reach terrains.
As the Outreach Payment Services Manager at Kush Bank PLC, Allan has a wealth of experience spanning over ten years of experience in Commercial banking – Corporate and Retail Sectors in Kenya, Somalia, and South Sudan. He holds a Bachelor's Degree in Commerce (Banking and Finance) from Jomo Kenyatta University and a Diploma in Commercial Banking from the Kenya Institute of Bankers (KIB).
At Kush Bank, Allan is tasked with ensuring that our commitment to customers in the far-reaching places of South Sudan is fulfilled with promptness. Having been part of the pioneer team that founded Cash Transfer Services in South Sudan, he oversees the outreach payment services assigned to Kush Bank PLC by various Humanitarian Organisations.